Commercial Lending

Smart finance solutions for businesses, investors and property developers ready to grow.

Whether you're a business owner, property developer, or seasoned investor, our commercial lending specialists are here to structure the right finance solution — fast, flexible, and tailored to your goals.

Commercial finance is not one-size-fits-all. At Strategic Mortgage Brokers, we take the time to understand your unique situation, your business structure, and your growth ambitions — then we go to work finding you the most competitive commercial finance package available.

We work with a wide panel of lenders including major banks, non-bank lenders, and private credit providers, giving you access to solutions that simply aren't available at the branch counter.

We can help you if you are:

  • A business owner looking to purchase or refinance commercial premises
  • A property developer seeking construction or development finance
  • An investor looking to grow a commercial property portfolio
  • A business in need of equipment or asset finance
  • A self-managed super fund (SMSF) looking to invest in commercial property
  • A business seeking working capital, trade finance, or a line of credit
  • An owner-occupier looking to stop paying rent and own your own premises

No matter where you are in your commercial journey, our experienced team will guide you through every step of the process — from initial assessment to settlement and beyond.

What We Finance

From commercial property to business growth, we have the lending solutions to match your ambitions.

Commercial Property

Purchase or refinance office buildings, retail spaces, warehouses, industrial properties, and mixed-use developments. We find the right structure whether you're owner-occupying or investing.

Business Loans

Access the working capital your business needs to grow. Whether it's a line of credit, term loan, or cash flow facility, we match you to the lender and product that makes the most sense for your operation.

Equipment Finance

Finance vehicles, plant, machinery, and technology without tying up your working capital. We arrange chattel mortgage, finance lease, and operating lease solutions tailored to your cash flow.

Development Finance

Fund your next residential or commercial development from land acquisition through to construction and completion. We work with specialist development lenders to get your project moving.

SMSF Lending

Use your self-managed super fund to purchase commercial property and build long-term wealth inside a tax-effective structure. Our team specialises in navigating the complexity of SMSF lending.

Trade Finance

Support your import and export activity, manage supplier payments, and smooth out cash flow gaps with trade finance and debtor finance solutions designed for growing businesses.

Why Choose Strategic Mortgage Brokers?

We combine deep industry knowledge with a wide lender network to deliver commercial finance outcomes that exceed expectations.

550+
Loans Successfully Approved
45
Businesses Funded
20+
Years Combined Experience
FBAA
Industry Accredited

Wide Lender Panel

We work with major banks, non-bank lenders, and private credit providers — giving you access to products and rates that simply aren't available if you walk into a branch.

Deal Structuring Expertise

Commercial deals are complex. Our specialists know how to structure applications to maximise your borrowing power and minimise the risk of declines — saving you time and protecting your credit file.

End-to-End Support

From your first conversation to settlement day and beyond, we're in your corner. We handle the paperwork, chase lenders, and keep you informed every step of the way.

FBAA & MFAA Accredited

As proud members of the FBAA and MFAA, we uphold the highest industry standards. You can trust that our advice is always in your best interest — not the lender's.

Ready to explore your commercial finance options?